Professional loans are a unique type of loans that cater to the financial needs of certified working professionals, such as Doctors (MBBS, MD, MS, BAMS, BHMS, BDS, MDS), chartered accountants, Company Secretary, Architect and others. These loans usually come with features that help working professionals in establishing or expanding their business.

As a professional, you’ve spent years to acquire specialized expertise. From various personal financial goals to professional commitments- it’s important to manage all in a limited time.

Loan for professionals

As a professional, your financial needs are unique. Fatafatmoney.com believes that your loans must be no different. That’s why Banks provide special loans to professionals such as you. By factoring in your professional degree and experience, professional loans include simple eligibility criteria and minimal documentation requirements so that you get access to funds faster than regular term loans.

Doctors (MBBS, MD, MS, BAMS, BHMS, BDS, MDS), Chartered Accountants (CA), Company Secretary (CS), Architect, engineers and others can now get a Personal Loan for professionals with a Higher Amount and at low rates of interest.

At Fatafatmoeny.com, Doctors, Company Secretaries and Chartered Accountants can take pleasure in easy access to loans which are tailored to meet their professional goals.

We bring you a set of customized loans – Professional Loan for Doctors, Professional Loan for Chartered Accountants and Professional Loan for Firm Secretaries, keeping in view your financial goals.

Irrespective of whether you want to expand your workplace space, scale up operations, infuse fresh working capital or to meet any of your professional targets; our Professional Loans will help you do it all. These loans entail simple eligibility criteria and minimal paperwork, thereby making easy and fast access to a loan.

Features and Benefits of  Professional Loan

Collateral / Security We don’t ask for any collateral or security for Professional Loan.

Attractive Rate of Interest Our Professional Loan rates of interest is very low and competitive.

Minimal Documentation Our documentation process is easy and minimal.

Fast Approval Get a collateral-free Professional Loan within 2 working days only. We ensure that your goals are never compromised.

Flexible Tenure We offer you a repayment tenure of up to 60 months.

No Hidden Fees With Fatafatmoney.com, you get what you see! Avail of a simple Professional Loan with no hidden costs.

Zero Prepayment Fees Foreclosures of your loan is depending on completely different bank & nbfcs. Some bank has zero Foreclosure charges of your loan is absolutely free. We do not charge you for either pre-payment or part payment.

Easy and Hassle-Free Process Easy Application Process, with Minimal Paperwork and Approval in 2 Working Days.

Takeover your High-Cost Loans Avail the advantage of low rates of interest, by taking over your high-cost loan.


Professional Loan Eligibility Criteria

There are certain eligibility criteria you will have to fulfill in order to avail a professional loan which are given below:

  • Should be a resident of India
  • The minimum age of eligibility should be 25 years and the maximum age of eligibility should be 65 years
  • Doctors, Chartered Accountants, professionals only can apply for a professional loan
  • The minimum income should be Rs.1 lakh per annum
  • Business must be making a profit for at least 2 previous years

Note: The eligibility criteria will differ from lender to lender. Hence, you must always check whether you meet the eligibility criteria or not before applying for a professional loan from the bank

Age People between 25 and 65 years of age.

Stability Minimum Professional Practice of two Years.

Income Minimum Annual Gross Receipts of ₹ 5 Lakhs.

Documents Required for Professional Loan

  • KYC Documents:
    • KYC Documents of Firm / Company:
      PAN Card, Address Proof and Other Relevant Registrations.
    • KYC Documents of Proprietor / Partner / Director:
      PAN Card, Aadhaar Card, Electricity Bill / Rent Agreement.
  • Income Documents:
    • Latest 2 years Financials: IT Returns, Computation & CA attested Balance-Sheet.
    • Form 26 AS for the Latest 2 years.
  • Bank Account Statement:
    • Operative Bank Account Statement for Latest 6 months.
  • Qualification Documents:
    • Degree Certificates.
    • Certificate of Practice & Membership.

Professional Loan Interest Rates

Rates of interest for different types of professional loans are as follows-

Professional Loan Interest Rates
Doctor Loan10.75% and above
CA Loan12% and above
CS Loan12% and above
Architect Loan13% and above
Engineer Loan13% and above
*T&C Apply* Rates can be change any time without any Prior Information.